how to enforce a judgment in Florida

How to Enforce a Judgment in Florida (Step-by-Step Guide – 2025)

Winning a judgment in Florida is only the beginning.
Enforcement determines whether the judgment becomes money — or paper.

Florida courts do not collect judgments for creditors.
Once judgment is entered, enforcement is your responsibility.This guide explains the common enforcement steps available in Florida,
the order they are typically pursued, and why many attempts fail.

Before jumping into enforcement, it’s important to pause.


Before enforcing, make sure this is the right path


Step-by-Step: Enforcing a Judgment in Florida

1. Confirm the Judgment Is Final

Enforcement generally begins only after a final judgment is entered.
Appeals, stays, or unresolved motions may delay enforcement.

2. Locate the Debtor’s Assets

Enforcement depends on knowing where the debtor keeps money, works,
owns property, or controls business interests.

Without asset information, enforcement efforts become speculative.

3. Post-Judgment Discovery

Florida law allows creditors to compel debtors to disclose assets
through interrogatories, depositions, and document requests.

4. Garnishment

Bank and wage garnishments are common enforcement tools.
Success depends on accurate targeting and proper procedure.

5. Writs of Execution and Levy

When tangible property exists, writs of execution may allow seizure
and sale through the sheriff.

6. Proceedings Supplementary

Proceedings supplementary can be used to pursue assets transferred
to third parties or entities controlled by the debtor.

7. Repeat and Reassess

Enforcement is rarely a single action.
It requires reassessment as circumstances change.


Why Judgment Enforcement Often Fails

Enforcement fails most often because creditors act without sufficient information.

Filing fees, service costs, and time add up quickly.
When efforts are poorly targeted, recovery becomes unlikely.

This is why many Florida judgments are abandoned after initial attempts.


What to Do If Enforcement Doesn’t Make Sense

Enforcement is not always the best option.
Sometimes the smartest move is to step back and reassess.

  • Sell the judgment and recover cash immediately
  • Investigate assets before spending more on enforcement
  • Pause enforcement until circumstances change

The right decision depends on clarity, not optimism.



What to Do After Winning a Judgment


Email:
robb@judgmentcollection.org
Phone:
352-353-4556

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