How to Enforce a Judgment in Florida (Step-by-Step Guide – 2025)
Winning a judgment in Florida is only the beginning.
Enforcement determines whether the judgment becomes money — or paper.
Once judgment is entered, enforcement is your responsibility.This guide explains the common enforcement steps available in Florida,
the order they are typically pursued, and why many attempts fail.
Before jumping into enforcement, it’s important to pause.
Step-by-Step: Enforcing a Judgment in Florida
1. Confirm the Judgment Is Final
Enforcement generally begins only after a final judgment is entered.
Appeals, stays, or unresolved motions may delay enforcement.
2. Locate the Debtor’s Assets
Enforcement depends on knowing where the debtor keeps money, works,
owns property, or controls business interests.
Without asset information, enforcement efforts become speculative.
3. Post-Judgment Discovery
Florida law allows creditors to compel debtors to disclose assets
through interrogatories, depositions, and document requests.
4. Garnishment
Bank and wage garnishments are common enforcement tools.
Success depends on accurate targeting and proper procedure.
5. Writs of Execution and Levy
When tangible property exists, writs of execution may allow seizure
and sale through the sheriff.
6. Proceedings Supplementary
Proceedings supplementary can be used to pursue assets transferred
to third parties or entities controlled by the debtor.
7. Repeat and Reassess
Enforcement is rarely a single action.
It requires reassessment as circumstances change.
Why Judgment Enforcement Often Fails
Enforcement fails most often because creditors act without sufficient information.
Filing fees, service costs, and time add up quickly.
When efforts are poorly targeted, recovery becomes unlikely.
This is why many Florida judgments are abandoned after initial attempts.
What to Do If Enforcement Doesn’t Make Sense
Enforcement is not always the best option.
Sometimes the smartest move is to step back and reassess.
- Sell the judgment and recover cash immediately
- Investigate assets before spending more on enforcement
- Pause enforcement until circumstances change
The right decision depends on clarity, not optimism.
Email:
robb@judgmentcollection.org
Phone:
352-353-4556